Avoiding Car Accidents

No one wants to be in an auto accident. Aside from the obvious risk of injuries and death, your car insurance rates would almost surely go up in the case of an at-fault accident. Although some insurers do offer the option of accident forgiveness (at a cost), it is important to note that this feature does not protect your actual government driving record. As well, insurer-provided accident forgiveness coverage usually only offers protection in the instance of your first at-fault accident. In any case, avoiding accidents should be a primary objective for all drivers.

Tips for Avoiding Auto Accidents

• Avoid distractions – Distracted drivers are much more likely to be involved in an accident than those focused on operating their vehicles. Using a cell phone and specifically texting while driving is a leading cause of traffic accidents.
• Do not drive if the weather is bad – Staying off roads during snow, rain, ice, and wind storms is always a good idea. If you must drive, remember to reduce your speed and pay extra attention to operating your vehicle safely.
• Don't speed – The speed you travel relates directly to the amount of time you have to stop your vehicle or react in case of an emergency. Try to allow extra time to reach your intended destination.
• Ensure your vehicle is well-maintained – If your car is mechanically sound to drive, you'll have one less thing to worry about behind the wheel. Balding tires increase the likelihood of a blowout, worn brake pads may impede your ability to stop, and old windshield wipers or a lack of washer fluid may impede your ability to see.
• Use snow tires during the winter – They increase your traction and stopping distance in winter driving conditions.
• Adjust all of your mirrors before starting your vehicle – Don't divide your attention and make adjustments while driving.
• Always check behind your vehicle before backing-up – Inspecting around your vehicle before starting it is a good practice. There may be something directly behind your vehicle that you cannot see when sitting behind the wheel.
• Have your glasses or contacts available – If you require a vision prescription to drive, always remember to have your glasses or contacts with you. It's always a good idea to have a spare set in the car.
• Anticipate that other drivers can make mistakes – It is not necessary to expect an auto accident around every corner, but realizing that other drivers can make mistakes and allowing for it can help prevent many accidents.
• Drive with both hands on the wheel (just like from driving school) – This allows for maximum control of your vehicle if an emergency arises.
• Use the middle lane on highways as much as possible. This leaves the option to maneuver right or left in case of an emergency situation and does not impede those trying to pass you or exit the highway.
• Do not follow the vehicle ahead of you too closely – "Tailgating" leads to many accidents. If the vehicle ahead of you stops suddenly, you will be left with little time to react.
• Check your blind spots before making lane changes – Your mirrors are helpful, but they usually don't cover blind spot area to the back and sides of your vehicle.
• Always signal – If the vehicles around you know your intentions, you are much less likely to be involved in an accident.
• Watch for pedestrians – Children, cyclists, joggers, and pets can appear suddenly. Extra care should be taken around populated areas and especially school zones and parking lots.
• Be wary of vehicles running amber or red lights – Waiting an extra second to ensure the intersection has cleared is a good practice.
• Never drive if you are sleepy or impaired – Falling asleep at the wheel or driving while impaired are some of the most dangerous actions you can ever take.
• Avoid night driving – Aside from being more difficult to see, drivers are typically less alert at night, and your chances of encountering a drunk driver are also higher.
• Beware of road rage – Avoid retaliatory or dangerous driving as a result of being angry. The next time someone upsets you while driving, take a few deep breaths and continue on your way.
• Always wear your seat belt – Although this won't help you avoid an accident, it will help you prevent injury in case of one.

Conclusion

Helping avoid auto accidents and keeping your car insurance rates low comes down to being vigilant when others around you may not be. Stay focused to the task at hand and remember to be prepared to drive.

Source : articlesbase.com