Medical Bill Relief

Regardless of whether they are insured, people have been experiencinggrowing financial hardships due to physician and hospital bills, deductibles, co-insurance, and out-of-network charges. More likely than not, they overpay because they are reluctant to negotiate directly with their health insurance provider, do not have the knowledge needed to reduce charges, or don't have the time or energy to become better informed in health care.

 

How Bills Are Negotiated

 

A medical cost advocate will work on your behalf and get basic information about your medical bill.Then, your provider will be contacted to begin professional negotiations. Assuming successful negotiations, the advocate will receive an agreement from the provider and your pre-authorized credit or debit card will be charged for the final reduced amount. There is only a cost to use this service if you are able to save money. Otherwise, you are not required to pay the provider any amount that is not in your favor and there is no cost for use of the service. Medical bill negotiations may take three days or less, depending on the responsiveness of the provider. If negotiations are completed in your favor, you will receive a service summary report by email. You can also access this information through your account with the medical cost advocate service. The fee for the service provider is usually 35% of the savings off the total bill.

 

How Negotiations Can Help

 

This service can help the uninsured receive the same types of discounts usually reserved for consumers with medical coverage through large insurance carriers and/or group insurance plans. Some items that the advocate can help with include bills applied to co-insurance and deductibles, uninsured claims, partially paid bills and balances, excessive charges, and non-covered procedures. There is a wide range of medical bills that can be negotiated, including major medical and surgery, anesthesia, hospital, clinic, physician procedure, and outpatient procedure. Other medical and health care costs, such as dental, vision, cosmetic surgery, and dermatology, can also be discussed.

 

HowExperienced Are the Advocates?

 

The advocates are experienced professionals who have received thorough training and havebuilt personal relationships with providers through negotiations. They patient advocates work to secure savings for their clients based on the facts they receive. The advocates have proprietary industry knowledge and they review and use data to help as a compromise on a new price. The company has a strong reputation in the industry as successful providers of prompt paymentswith reduced risk. Healthcare providers are willing to work with the organization because of their familiarity and customers receive medical bill relief.

 

Try Risk-Free

 

There is no risk in trying the medical bill negotiation services since you do not have to pay any upfront charges. You will not be charged for using the service if no cost savings are achievedduring the negotiation process. Try this service prior to making any bill payments, whether or not you have health insurance.

 

http://www.medicalcostadvocate.com/

Source : articlesbase.com